今天上午，财政部长Tonio Fenech 推出一项高净值个人计划，此计划替代了年初暂停的永久居留方案。

Fenech先生说，新的方案不只是吸引人们来购买房产，也要对当地经济有所贡献

根据新条例，外国人最低购房不低于40万欧元，高于以前的11.6万欧元

另外，根据新方案，人们除了购买房产，还要每年在马耳他居留至少90天

来自国内税务部门的Mario Borg,解释说，会有两套规则，一套用于欧盟公民，一套用于第三世界国家的公民

欧盟公民需花费40万欧元购买房产，或者一年房租不低于2万欧元

他们必须购买欧洲认可的医疗保险，并支付申请费6千欧元，政府会通过分包公司做适合性测试以检查申请人是否合格

申请表只能由马耳他授权人提交，他们已在当地税务部门登记为授权人

最低居留时间每年不少于90天，国外收入缴纳15%的税收，其他地区按正常税收，最低不低于一年2万欧元的税，家属不低于2.5千欧税

非欧盟居民也需要每三个月更换一次签证，或者与政府签订购买50万欧元金融证券的合同（家属15万欧元），五年后用于购买永久居留权，资金归政府所有。

年最低税2.5万欧

Mr Borg说，目前，永久居民，除非他们卖掉房子，否则他们就会保持永居居留状态。

昨天之前收到或签订购买协议的申请者以及因为政策调整为被批准的申请者，我们将会为其减免6,000申请费。

Mr Fenech说，之前的政策市25年前颁布的，一直以来，好多人在滥用这个政策。

有一些人，在马耳他购买了房产，却从来没有居住过，他们没有对马耳他的经济做出贡献，甚至，在一些中国人中，存在出租房屋的情况。最大的问题是，政策严重的错误推广，很多人将它作为获得欧盟身份的一种途径。

如果获得了永久居留，这就意味这些人可以享有欧盟法律所赋予的权利，而且，只要是购买了房产的申请人，都有权利去享受马耳他当地人享有的权利。

马耳他未来潜在的责任是巨大的，这对于马耳他国家来说是不利的。马耳他政府不能接受这种状态，虽然花费九个月的时间去起草一个新的政策，过程也是漫长的，但是现在新政已经拟定完毕，这个政策是马耳他当地人的意愿集合，对于当地人来说也是有利的。

 

Mr Fenech说，以后，马耳他政府将会执行严格的审核程序以及控制措施，以保证申请人的质量。

A high net worth individuals scheme was launched by Finance Minister TonioFenech this morning to replace the permanent residence scheme, which was suspended abruptly at the beginning of the year.

Mr Fenech said the new scheme will not attract people to come here simply to buy property but people who would also contribute to the local economy.

Under the new rules, the property bought by foreigners had to be worth a minimum of 400,000, up from the previous minimum of 116,000.最低购房不低于40万欧元

Moreover, people buying property under the new scheme had to spend a minimum of 90 days per year living in Malta.

Mario Borg, from the Inland Revenue Department, explained that there were going to be two sets of rules, one for EU nationals and one for third country nationals.

EU nationals had to spend a minimum of 400,000 on the property or 20,000 a year in rent.租房不低于2万欧元

They had to have health insurance recognised across Europe and pay an application fee of 6,000 to cover fees the government will be incurring through a sub-contracted international firm to do the 'fit and proper' test to check whether the applicant is 'desirable'.必须购买覆盖欧盟的医疗保险，强制性不低于6千欧元。

The application forms can only be submitted by Maltese warrant holders registered with the inland revenue department as authorised people.

They had to reside in Malta for a minimum of 90 days per year and pay 15 per cent tax on foreign income and normal tax on any local income. The minimum tax payable was 20,000 a year and 2,500 tax per dependent.最低居留时间不少于90天，国外收入缴纳15%的税收，最低不低于2万欧元的税，家属不低于2.5千欧税

Non-EU residents also had to keep renewing their visa every three months or enter into a contract with the government with a financial bond of 500,000 and 150,000 per dependent, to effectively purchase permanent residency after five years, when the money will become the government's.

Their minimum tax payment will be 25,000 a year.年最低税2.5万欧

Existing permanent residents, Mr Borg said, will not lose their status unless they sold their property.

Applications received or copies of promises of sale signed before yesterday and which were not processed because the scheme was suspended will have the 6,000 application fee waived.

Mr Fenech said that the previous scheme was designed 25 years ago and it was being abused.

There were people who purchased property and never visited. These were not contributing to the economy. There were also situations of people, Chinese, renting property to each other. The biggest problem was that the scheme was being marketed wrongly with some even promising EU citizenship.

Its name had been creating legitimate expectations under EU laws on what it meant to be a permanent resident. It also meant that people who purchased property were entitled to other rights given to Maltese citizens.

The potential future liabilities were great and detrimental to the country. The situation had not been acceptable and although nine months to come up with a new scheme was a long time, a scheme that was in Malta's best interests had now been drawn up.

Mr Fenech said that there is going to be a rigorous process and strict control measures to ensure that people attracted to Malta are 'desirable'.